Insurance companies adjust damage to panels on cars and trailers in much the
same way. The adjuster will send an appraiser, who is usually a person who
has experience in body repair and now works writing estimates, to view the
damage and prepare an estimate for the damage. The other procedure is to ask
for a couple of estimates from shops and take the lower of the two. Depends
on how the insurer wants it done.
If the dent is not too extensive and expensive to fix, then repairs are OK'd
and the work done.
Whether the unit is repairable is a comparison between the cost of repairs
plus the value of the salvage versus the actual cash value of the unit.
That's where your problem may lie in that, at the time of the accident, you
had a disassembled, under renovation trailer. So they would compare the cash
value of your project trailer vs. the cost of repair and value of salvage.
It's just how they arrive at whether a unit is a "total loss". Not sure how
you insured your trailer, but these are the general principals.
Sarge
Old tyme insurance adjuster (long since retired)
_____
From: AirstreamList@yahoogroups.com [mailto:AirstreamList@yahoogroups.com]
On Behalf Of Toni
Sent: Friday, October 14, 2011 12:10 PM
To: AirstreamList@yahoogroups.com
Subject: [A/S] Insurance Adjuster
Hi Folks,
I just had someone back into my 71 Caravel and dent the lower front quarter
panel on the curb side of the trailer. I have an insurance company, but I
want to get an adjuster that knows AS. I am in Maine. The folks will cover
the damage. I just want to get the full value to cover the repair. I am in
the process of renovating the inside, so hopefully that won't make a
difference.
Thanks for your help
Toni
[Non-text portions of this message have been removed]
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